According to a National Sample Survey report, 31.4% of the rural households reported that they were in debt, the average amount of debt being ₹1,03,000. Meanwhile, 22.4% of urban houses reported debt, with the average amount being ₹3,78,000. Also, only 16.9% of the ST households were reported to be in debt while over 30% of other social groups reported debt.
More on factly